Californians are now able to purchase low cost, reduced limit, automobile liability coverage.  The California Low Cost Automobile Insurance Program (CLCAIP) is a pilot program which will satisfy the financial responsibility laws of the State of California. These policies are available to qualified persons residing in the counties of Los Angeles and San Francisco.  Briefly, the qualifications are based primarily upon:

• Household Income
• Driving Record (accidents and violations)
• Vehicle Purchased Value

The California Automobile Assigned Risk Plan administers the program.  They can be reached at 1-800-622-0954 for additional information.